12-03-2005, 10:20 PM
I've worked on both sides of the problem and there is no way anyone can blame any one problem for the high costs. Its all just out of control.
Insurance goes up because Dr's charge more money to cover excedingly expensive technology, administration costs and malpractice insurance, there are more elderly living longer than ever that go to the doctor constantly, the Medical groups and insurance networks are incredible complicated which require a disgusting amount of work on both the providers side and the insurance side. Laws and rules are also out of control and everyone is soo paranoid about identity theft its hard just to call someone to confirm insurance information or call a provider to get simple info. Everyone wants to sue someone over the stupidest BS and the problem I have is the young and healthy are paying for everyhitng.
Dr's don't get paid what somebody else wants to pay them its a lot more complicated than that. Dr's sign contracts to be part of networks and accept lower negotiated rates. the networks bring in many more patients. There are many Dr's that do not contract with any Networks and charge whatever they want to insurances but insurance plans pay at a lower % for non-contracted services and in the end mayn Providers end up writing off amounts anyhow. and if its medicare.. boy Dr's really get the shaft.. They get charges hacked to a tiny amount if they accept assignemnt (aka contract with medicare) but they also get limited to 10% over the Medicare allowed amount either way. ehhh... ok I'm getting way too into this and I bet I lost everyone lol!! really the problem is comming from everywhere and anywhere and everyone is greedy. I just don't like the fact that the young and healthy are the ones giving all the money.
Insurance goes up because Dr's charge more money to cover excedingly expensive technology, administration costs and malpractice insurance, there are more elderly living longer than ever that go to the doctor constantly, the Medical groups and insurance networks are incredible complicated which require a disgusting amount of work on both the providers side and the insurance side. Laws and rules are also out of control and everyone is soo paranoid about identity theft its hard just to call someone to confirm insurance information or call a provider to get simple info. Everyone wants to sue someone over the stupidest BS and the problem I have is the young and healthy are paying for everyhitng.
Dr's don't get paid what somebody else wants to pay them its a lot more complicated than that. Dr's sign contracts to be part of networks and accept lower negotiated rates. the networks bring in many more patients. There are many Dr's that do not contract with any Networks and charge whatever they want to insurances but insurance plans pay at a lower % for non-contracted services and in the end mayn Providers end up writing off amounts anyhow. and if its medicare.. boy Dr's really get the shaft.. They get charges hacked to a tiny amount if they accept assignemnt (aka contract with medicare) but they also get limited to 10% over the Medicare allowed amount either way. ehhh... ok I'm getting way too into this and I bet I lost everyone lol!! really the problem is comming from everywhere and anywhere and everyone is greedy. I just don't like the fact that the young and healthy are the ones giving all the money.
-- John --
1:1.. 01 Z28 Camaro A4 Sure.. its stock.
1:8's.. K3, Inferno GT, and a straight line beater car
1:18.. RC18t Mamba and 3s lipo
1:1.. 01 Z28 Camaro A4 Sure.. its stock.
1:8's.. K3, Inferno GT, and a straight line beater car
1:18.. RC18t Mamba and 3s lipo